How Cash Value Loans Affect Policy Dividends
With track records spanning almost 200 years, Whole Life Insurance policies from top-rated carriers are widely considered to be...
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How To Use Whole Life Insurance in Retirement
The primary purpose of whole life insurance is, before everything, to protect your loved ones in the event of...
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How Lapses in Whole Life Insurance Hurt You
Want to surrender the peace of mind, guaranteed contingency plan, and tax-deferred* growth in cash value acquired with the...
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Life Insurance: Treat Cash Value with Care
At Kensington Financial Associates, we believe that properly managed finances turn dreams into reality. From proper budgeting of household...
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When Does a Whole Life Policy Lose Value?
“I’m sorry, Mrs. Pearson. We could not have seen this coming. Jack was a great man. He was so...
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Winding Down with Summer, Winding Up with Interest Rates
As we wind down the summer months and start preparation for the end-of-the-year, our associates are looking ahead at...
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This 4th of July, Celebrate Your Financial Independence
“A penny saved is a penny earned” – Benjamin Franklin Every July 4, we shoot fireworks, cook burgers and...
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Asset Classes and Cash-Value Lending
Harry Markowitz’s 1952 Modern Portfolio Theory still serves as the gold standard for most advisors as they discuss the...
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Tax Efficient Uses of Whole Life Insurance
Whole life insurance provides several key benefits, including permanent coverage, a generous death benefit, and cash value that accumulates...
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How to Avoid Common Business Funding Pitfalls
Whether you’re running a startup or an established business, your business may require the occasional infusion of cash to...