Market Snapshot

Kensington Financial Report

The benchmarks that shape borrowing costs — useful context for sizing a policy loan against the alternatives.

Last updated

October 16, 2026

Movers

4↑ 2↓ 1•

SOFR30

30-Day Average SOFR

+0.22%

3.87%

+0.01 since prior session

52w low 3.59%52w high 4.21%

Source: Federal Reserve Bank of St. Louis (FRED)View

PRIME

US Bank Prime Rate

+1.78%

6.87%

+0.12 since prior session

52w low 6.75%52w high 7.38%

Source: Federal Reserve Bank of St. Louis (FRED)View

MTG30

30-Year Fixed Mortgage

0.00%

7.40%

0.00 since prior session

52w low 5.98%52w high 7.40%

Source: Federal Reserve Bank of St. Louis (FRED)View

MTG15

15-Year Fixed Mortgage

-0.30%

6.71%

-0.02 since prior session

52w low 5.35%52w high 6.73%

Source: Federal Reserve Bank of St. Louis (FRED)View

CCAPR

Credit Card APR

+1.19%

21.19%

+0.25 since prior session

52w low 20.94%52w high 21.39%

Source: Federal Reserve Bank of St. Louis (FRED)View

PLAPR

Personal Loan APR

+0.34%

11.90%

+0.04 since prior session

52w low 11.14%52w high 11.90%

Source: Federal Reserve Bank of St. Louis (FRED)View

REVOLSL

Credit Card Debt

-0.35%

$1.35T

-$4.8B since prior session

52w low $1.31T52w high $1.36T

Source: Federal Reserve Bank of St. Louis (FRED)View

For informational purposes only.Values update daily and may lag real-time market conditions by up to one business day. Click any card's source link for the official figure.

Source: Federal Reserve Bank of St. Louis (FRED). Sparklines reflect available historical data for each series.

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